ZeroFee Swap
Fees
ZeroFee fee 0%: no platform fee and no markup on the rate. We cut the middleman, so you pay only what the protocols and the networks charge, and the swap page adds it all up in dollars before you start.
Every cost, and who charges it
Included means the cost is already taken out of what arrives. Separate means you pay it on top of the amount you send.
| Cost | Charged by | Where you see it | Included or separate |
|---|---|---|---|
| ZeroFee fee | Nobody: it is 0% | “ZeroFee fee 0%” beside the button | None |
| Protocol fees | NEAR Intents or Relay | “What's in the cost” | Included |
| Privacy step fees | Privacy Cash (ZK pool); the Zcash and Monero networks; the Monero step's rate | “What's in the cost”, when the step is on | Included |
| Price spread | Market makers and liquidity pools | Inside the total cost | Included |
| Network fees along the way | The chains the money crosses | Inside the total cost | Included |
| Network fee to send your deposit | The chain you pay from | Charged by your own wallet or exchange | Separate |
What each one charges
- NEAR Intents: a fee of 0.2%, shown as “NEAR Intents fee”, plus the gas to pay out on the destination chain. Both are included.
- Relay: a service fee and the destination-chain gas it pays for you. Both are included.
- Solana ZK pool (Privacy Cash): 0.35% plus a small fixed amount (about $0.63 when last checked), plus the protocols that carry your coin in and out of Solana.
- Monero: a spread built into the rate, plus network fees on each part and on Monero. The minimum is about 50 USD.
- Zcash: network fees only (about 0.00015 ZEC to send it on), plus the protocols that carry your coin in and out.
The REST API's xmr option runs the same Monero step. Its spread is inside the price it returns.
Reading the cost
Beside the button on the swap page:
- Cost is what you send minus what arrives, in dollars and as a percentage of what you send. Both sides are priced from one source (Relay's prices, otherwise NEAR Intents'), so every fee and the spread are inside it. “Better than market” means you get more than the market price.
- What's in the cost (on a computer) lists each fee: the protocol, each privacy step, and delivery on the destination chain, with a dollar amount where one is known. The rest of the cost is each network's transaction fees and the price spread.
- ZeroFee fee always reads 0%.
- On a phone, the cost sits beside the button with what arrives and the time.
The network fee for your deposit
You send the deposit yourself, so its network fee is whatever your wallet or exchange charges for the transfer: gas in the chain's own coin on an EVM chain, a small fee on Solana or Bitcoin, or an exchange's withdrawal fee. ZeroFee never sees it and never adds to it. If you pay from an exchange that subtracts its withdrawal fee from what you enter, make sure the amount that arrives equals the amount shown (see Deposit swaps). Everything after your deposit is paid for inside the cost.
What privacy costs
A confidential crossing costs the same as any NEAR Intents swap. Each privacy protocol you add brings its own fees, listed above, and its own time: about 3–5 minutes for the ZK pool, several minutes for Zcash and about 15 minutes for Monero. The swap page includes them in the cost before you start.
Measured costs
Measured on 14 October 2026, a $1,000 ETH → SOL swap cost 0.20–0.21% on the best route (NEAR Intents, about 1 minute) and 0.25% as a confidential crossing. The full comparison is on Compare costs.
Why small amounts cost more in proportion
Some costs are fixed in size, not in percentage: network fees, the ZK pool's fixed fee, a delivery fee on the destination chain. Spread over a small swap they are a large slice; over a large one they nearly vanish. The cost percentage on the swap page shows it.
A worked example
On 14 October 2026, a $250 USDC (Base) → BTC swap cost 0.34% on the best route (Relay, about 5 minutes) and 0.90% as a confidential crossing, which included a Bitcoin delivery fee of about $1.60. A fixed fee like that weighs more on a small swap, so the percentage rises as the amount falls.
Prices move
Paying less
- Send a larger amount if you can; fixed costs shrink as a share.
- A standard swap costs less than one with privacy steps.
- Judge by the cost, not by the amount that arrives alone.
- Add a privacy protocol when you want the link broken; see what each one hides.